Your pointless thoughts & observations

[Zephyr_Nova]

How much money does one need to invest to make buying stock a worthwhile endeavour?

[Braintree]

Not sure, I'm new to this. I suppose a few thousand would probably be decent.

[pcock]

Buying individual stocks is essentially gambling unless you know how to do financial DD, even then, there is a famous case of a chimpanzee in the 80s who picked stocks by throwing darts at a board and outperformed most managers over time.

World index funds like VSTAX are a different matter though

inital investment £2,000.00 monthly deposits £200

9.31% annual return.

8 year projection £32,173.17

8 year interest £10,973.17

18 year projection £117,192.11

18 year interest earned £71,992.11

28 year £324,229.29

28 year interest earned £255,029.29

Compound interest is a powerful tool. Those projections are my rough total wealth at 40, 50, and 60 based on my current saving patterns, and im on minimum wage at the moment. if i was to up my savings to 600 a month i will comfortably become a millionaire.

 

you can also gamble on options contracts for insane returns but that basically the casino.

Edited October 14, 2020 by pcock
excess info

[Braintree]

I'm not trying to make a quick buck. I have some extra cash so I wanted to invest in something that could turn out to be rather important for global warming in the next several years. It would be good to get my investment back as well, but that's not my main priority. I'm willing to gamble on it since I could potentially get a much larger return and it won't cost me much.

[zero]

the other night my son (who's 6) started in with the "let's ask dad a million questions while he's trying to listen to the new autechre" game. somehow it ended up with him asking me how WWI and WWII started. now for anyone who has kids, you know that there's only so many "I dunno's" they can take, because they know you're lying and just trying to shoo them off. so you have to drop some sorta truth nuggets in there.

I started with answering the WWII question first, which went something like this:

me: "because of the nazis"

him: "who are the nazis" 

me: "they are bad guys"

him: "why are they bad"

me: "because they wanted to kill all the jewish people"

which led to a discussion about jews, religion, and other higher level topics that I had to kick my brain into gear in order to best dumb them down to a 6 year old level. mind you, this is all while SIGN was playing in the background.

next, we tackled WWI:

me: "because of fascism"

him: "what's fascism"

(now let me pause here for a sec to see how the watmm masses would think to respond to this, i.e. how to explain fascism to a 6 year old.)

me: "the government wanted to try to control the people too much"

him: "why did they want to control"

me: "you know how we can go to the grocery store any time we want? with fascism, you can't just go buy your groceries unless you are allowed to."

and just like that, it worked! no more questions.

anyway, no moral to the story here. I was quite proud of myself that I successfully got the question game to end by answering a question about fascism with a grocery store example.

 

 

 

[Candiru]

I learned about fascism from Blue’s Clues and The Flintstones. Kids these days. 

[user]

9 times out of 10 when I wonder "what's that sound?" it's a can or bottle of fizzy water/soda fizzing away. Apparently decades of hearing this noise haven't been enough for me to be able to identify this spectrum of sound without wondering about it first. 

     

[cruising for burgers]

1 hour ago, zero said:

the other night my son (who's 6) started in with the "let's ask dad a million questions while he's trying to listen to the new autechre" game. somehow it ended up with him asking me how WWI and WWII started. now for anyone who has kids, you know that there's only so many "I dunno's" they can take, because they know you're lying and just trying to shoo them off. so you have to drop some sorta truth nuggets in there.

I started with answering the WWII question first, which went something like this:

me: "because of the nazis"

him: "who are the nazis" 

me: "they are bad guys"

him: "why are they bad"

me: "because they wanted to kill all the jewish people"

which led to a discussion about jews, religion, and other higher level topics that I had to kick my brain into gear in order to best dumb them down to a 6 year old level. mind you, this is all while SIGN was playing in the background.

next, we tackled WWI:

me: "because of fascism"

him: "what's fascism"

(now let me pause here for a sec to see how the watmm masses would think to respond to this, i.e. how to explain fascism to a 6 year old.)

me: "the government wanted to try to control the people too much"

him: "why did they want to control"

me: "you know how we can go to the grocery store any time we want? with fascism, you can't just go buy your groceries unless you are allowed to."

and just like that, it worked! no more questions.

anyway, no moral to the story here. I was quite proud of myself that I successfully got the question game to end by answering a question about fascism with a grocery store example.

Can you explain it again but this time like if you're explaining it to a 4 yo? 

[drillkicker]

1 hour ago, zero said:

the other night my son (who's 6) started in with the "let's ask dad a million questions while he's trying to listen to the new autechre" game. somehow it ended up with him asking me how WWI and WWII started. now for anyone who has kids, you know that there's only so many "I dunno's" they can take, because they know you're lying and just trying to shoo them off. so you have to drop some sorta truth nuggets in there.

I started with answering the WWII question first, which went something like this:

me: "because of the nazis"

him: "who are the nazis" 

me: "they are bad guys"

him: "why are they bad"

me: "because they wanted to kill all the jewish people"

which led to a discussion about jews, religion, and other higher level topics that I had to kick my brain into gear in order to best dumb them down to a 6 year old level. mind you, this is all while SIGN was playing in the background.

next, we tackled WWI:

me: "because of fascism"

him: "what's fascism"

(now let me pause here for a sec to see how the watmm masses would think to respond to this, i.e. how to explain fascism to a 6 year old.)

me: "the government wanted to try to control the people too much"

him: "why did they want to control"

me: "you know how we can go to the grocery store any time we want? with fascism, you can't just go buy your groceries unless you are allowed to."

and just like that, it worked! no more questions.

anyway, no moral to the story here. I was quite proud of myself that I successfully got the question game to end by answering a question about fascism with a grocery store example.

 

 

 

The only problem here is that WWI was not started "because of fascism."  Perhaps it would be a good idea to study the history before you teach it to your children.

[cruising for burgers]

[zero]

lol

@drillkicker do you have kids? I guarantee he's not going to remember this conversation when it's time for him to really understand this stuff. hell, I could probably go ask him now and he won't remember what I said about the cause of WWI. the post was not meant to be taken too seriously, if you couldn't tell.

if it was say, oh an older teenager, or someone with more of an understanding of concepts suck as nazism, fascism, or the causes of the world wars, then maybe giving a non BS answer matters a lot more. but to a 6 year old? c'mon...he still believes in santa claus ffs

Edited October 14, 2020 by zero

[cruising for burgers]

Wait, what??? What about Santa Claus?

[Hugh Mughnus]

If he’s questioning you while you’re trying to listen to the next autechre album you tell him Santa doesn’t exist  

[zero]

2 minutes ago, Tim_J said:

Wait, what??? What about Santa Claus?

I'm sorry man

[ignatius]

Crocs are just sweatpants for the feet. 

[Braintree]

I refuse to believe anyone can have a crocs boner.

[ambermonk]

The general public pisses me off

EDIT: And so does Reddit.

Edited October 18, 2020 by timbre monke

[Silent Member]

I'm most content on lazy mornings doing fuck all.

[drillkicker]

Why is it that countries tend to get more rural to the west and more urban to the east ?  Off the top of my head, Australia, Japan, China, the U.S., Brazil, England, Ireland, Egypt, and Thailand all follow this trend.  Is there something about a later sunrise that makes people further west behind the rest of the country ?

[Hugh Mughnus]

20 minutes ago, drillkicker said:

Why is it that countries tend to get more rural to the west and more urban to the east ?  Off the top of my head, Australia, Japan, China, the U.S., Brazil, England, Ireland, Egypt, and Thailand all follow this trend.  Is there something about a later sunrise that makes people further west behind the rest of the country ?

Access to ports and the industrialization and agglomeration etc that accompany that access? West coast is p busy too tbh but population tends to increase where there’s ports. Eastern ports in NA are probably busier given access to Europe/longest standing trading partners. same deal with China and Japan (shipping to largest consumers, USA it makes sense for ports to be in the east. 
Also at least for North America the east was settled first right? So maybe just a remnant of hundreds of years of settlement pattern

Edited October 16, 2020 by Hugh Mughnus

[Hugh Mughnus]

Purely speculating but I imagine you’d find a big correlation with export patterns is what I’m saying.

[drillkicker]

I don't think Japan or Australia have any reason to be more active in the east.

[Hugh Mughnus]

Just now, drillkicker said:

I don't think Japan or Australia have any reason to be more active in the east.

Japan most certainly - better fishing (long culture/history), exports to NA, and slightly less mountainous and volcanic. Not sure on Australia?

[drillkicker]

1 minute ago, Hugh Mughnus said:

Japan most certainly - better fishing (long culture/history), exports to NA, and slightly less mountainous and volcanic. Not sure on Australia?

Are you sure the east was rural before it exported to North America ?  It seems strange for such a massive shift to happen over less than two centuries.

[Hugh Mughnus]

11 minutes ago, drillkicker said:

Are you sure the east was rural before it exported to North America ?  It seems strange for such a massive shift to happen over less than two centuries.

I’m not positive but I know an int’l economics course I took touched base on this, but I’ve drank most of the specifics away from memory . 
 I know the Silk Road etc heavily influenced migration and settlement patterns for example but that tended to be east from Japan so....

I’m curious now though so inclined to check my notes to try and understand a bit better.

 

Edit: also just a note - although the history is centuries old populations only truly exploded post industrialization. So there's that to consider in the timeline. Naturally only those areas producing/industrialized would see explosive growth in population & then generally speaking people wouldn't necessarily migrate far from birth places. Kind of like mold.  

Edited October 16, 2020 by Hugh Mughnus